Payment Options

As a private practice, we are not contracted to any medical aid schemes or insurance companies. Any treatment performed by us is payable on completion of service. All our quotations and invoices contain the necessary ICD-10 codes should you wish to submit your claim to your medical aid for reimbursement. 

Unfortunately, we do not currently offer any payment plans but offer a variety of payment options.

 

We Do Provide The Following Payment Options:
* credit card (straight or budget)
* cash
* debit card
* electronic payment (EFT)
* Give yourself a Loan (See Below)

Give Yourself A Loan
You may not realise it, but if you already have a credit card, you could already have access to a simple way of financing your dental treatment.

Many South African banks, including FNB, Absa, Nedbank, Standard Bank and Discovery Bank, allow qualifying credit card holders to move larger purchases onto a budget facility, enabling repayment over a fixed period rather than paying the full amount immediately. Repayment terms typically range from 6 to 60 months, depending on your bank and your personal credit profile.

Below are illustrative examples only, based on an estimated annual interest rate of approximately 20%. These examples are intended to help you understand the order of magnitude of repayments. Your actual repayments may be lower or higher depending on your bank, your credit profile, the interest rate offered and any applicable fees.

Treatment Cost           12 Months                 24 Months                36 Months          
R10,000     ± R930/month     ± R510/month     ± R370/month
R20,000     ± R1,860/month     ± R1,020/month     ± R740/month
R50,000     ± R4,650/month     ± R2,550/month     ± R1,850/month


These figures are examples only and should not be regarded as quotations or financial advice.

Before proceeding, we recommend contacting your bank to confirm:

Whether your credit card has a budget facility. 
The interest rate applicable to your account.
The available repayment periods.
Your estimated monthly repayment.

Many of our patients have found that using the budget facility on their existing credit card is a convenient and straightforward way of spreading the cost of treatment without needing to apply for a separate loan.

Third-Party Credit Provider 
* Please note that we are not affiliated with any provider and all negotiations are between the Patient and the Financial Provider.